Mutual Fund for Oral and Dental Treatment

Mutual Fund for Oral and Dental Treatment

Organization type: 
for profit
$10,000 - $50,000
Project Summary
Elevator Pitch

Concise Summary: Help us pitch this solution! Provide an explanation within 3-4 short sentences.

Offer quality oral and dental treatment at a low cost in order to be accessible to the public at large. Use of an up to date technology and an innovative business model.
2 services: dental clinics and mobile dental clinics for the big towns’ suburbs, small towns and remote areas.

About You
Cabinet Dentaire ZEN
Section 1: About You
First Name


Last Name


Section 2: About Your Organization
Is your initiative connected to an established organization?


Organization Name

Cabinet Dentaire ZEN

Organization Phone

237 33 06 33 29

Organization Address

P.O. Box 11162 Douala

Organization Country


How long has this organization been operating?

More than 5 years

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Your idea
Country your work focuses on


What makes your idea unique?

The service offered in this project is original and creative because of its up to date technology used in the modern dental clinic and the modern mobile dental clinic on one side and its innovative business model on the other side.
The up to date technology will use very high tech equipment and disposables for both services in order to insure the quality of the given treatments.
The business model is to have very low prices through a mutual fund, which participants are large groups of people who will share the costs and a controlled system with the Personal Dental Data Cards to avoid any frauds that can lead to the break down of the business.

Do you have a patent for this idea?


Tell us about the social impact of your innovation. Please include both numbers and stories as evidence of this impact

People who have never dreamed of having access to dental care will be able to have a treatment. This will reduce the morbidity of dental and mouth disease and its consequences.
A bad oral and dental health can have grave consequences on the general health and of the daily life of an individual: pains, dental abscess, difficulties in mastication and thus alimentation, absent or damaged teeth have a non negligent effect in daily life.
An infectious tooth can: interrupt a pregnancy, cause neuromuscular troubles, be responsible of endocarditis in an individual suffering from cardiac pathology, and can also cause septicaemia which can lead to death.
Some general illnesses are linked to an infectious tooth: arthritis (blood vessels), nephritis (kidney), cardiopathy (heart)…
The present system enables a regular follow up of the personal of the companies and therefore allows:
- A decrease of the working disturbances connected to the absences because of illness;
- An increase of the effectiveness of the work of the employees;
- A considerable decrease of the spending expenses as regards the dental treatment;
- An increase of the profitability of the company.
We have the same positive impact on students who will less be exposed to school or academic failure because of sickness.

Problem: Describe the primary problem(s) that your innovation is addressing

My innovation is addressing:
- the high cost of dental care
- the quality of the treatment due to the high tech equipment
- the lack of control that can lead to the failure of any project or system

Actions: Describe the steps that you are taking to make your innovation a success. What might prevent that success?

We are at the last stage of the project which is funding.
The activity is already organized; the procedures and the financial forecasts are available.
Next steps:
1/ Funding
2/ Personal Dental Data Card
3/ Start of exploitation

Results: Describe the expected results of these actions over the next three years. Please address each year separately, if possible

In 1 to 3 years time to have
- a dental clinic in Douala and Yaoundé with mobile dental units for their suburbs and surrounding small towns.
- Mutual Fund agencies in 4 regions: Littoral (Douala) – Centre (Yaoundé) – South West (Limbé) and South (Kribi)

How many people will your project serve annually?

More than 10,000

What is the average monthly household income in your target community, in US Dollars?

$100 ‐ 1000

Does your innovation seek to have an impact on public policy?


If your innovation seeks to impact public policy, how?

This project will enable us to register rare cases (that can foster scientific research) and the most recurrent cases (that can reinforce and improve standard procedures). The realized statistics might be used for the elaboration of the public health policies.
The project will enable to reduce the cost of dental care and can set up a benchmark for other medical specialities and public health policies.

What stage is your project in?

Operating for less than a year

Does your organization have a board of directors or an advisory board?


Does your organization have a non monetary partnerships with NGOs?


Does your organization have a non monetary partnerships with businesses?


Does your organization have a non monetary partnerships with government?


Please tell us more about how partnerships could be critical to the success of your innovation

The partnerships we would like to enter are with:
- Banks for the regular payment of the fees
- Insurance companies for the reinsurance of the business
- Information technology companies for the Personal Dental Data Card

We would like to learn more about how your initiative is financially supported. Please explain your business plan/revenue model

Our business model is based on:
 simplified procedures
 caring personal
 a proactive and participative approach
 low cost
 quality dental treatments
We offer dental care in dental clinics and from mobile dental units. Each participant to the Mutual Fund can expect quality treatment without limit, including teeth cleaning which is a preventive act.
Treatments dispensed are the following:
• Conservatory treatments: fillings, pulpectomies…
• Parodontal care: teeth cleaning, ligatures, contentions…
• Surgical treatments : extractions, treatment of damaged bones and gums,
• Attached dentures (removable apparatus), fixed dentures (crowns, bridges)
• Radiodiagnostic
Dentures and esthetical treatment like teeth whitening and minor esthetical surgery are excluded from the contract but can be provided for the half of the usual price.

We are going to be in the situation of 10 000 participants to the Mutual Fund. These participants can belong to 2 or 3 groups; therefore, their yearly participation fee will be 48 USD.

The Story
What was the defining moment that led you to this innovation?

Oral and dental treatments have the reputation of being very expensive, <<reserved to the rich>>. This is the reason why one << tries to have a decent treatment>> only when forced by a severe pain. For little revenues, the first resort is the tradi- practitioner. If necessary public hospitals or denominational.
Indeed, the equipments and consumables necessary to deliver dental treatment are very costly and their prices have repercussions on the services rendered.
Since three years, in Cameroon, business in the health sector at large and in the dental sector in particular is more and more difficult.
Early this year, I started thinking about a system in which every body would be satisfied: offer quality treatment at a price adapted to the economic environment of Cameroon in order to be accessible to the public at large. I thought that the quality of the given care would be insured by the use of up to date equipment and the sustainability of the business would be guaranteed by the use of the Personal Dental Data Card in order to avoid fraud that would lead to the break down of the system.

Tell us about the person—the social innovator—behind this idea.

Age : 44 YEARS
Address : Avenue du Général de Gaulle – Bonanjo
City : DOUALA P.O. Box : 11162
Telephone : 74 43 84 97 / 33 12 27 07 E-mail : [email protected]

Professional Training (Diplomas) :
• Doctorate Degree in Dental Surgery
• Post graduate in Biological Sciences and Medicals option “Epidemiology’’
• University Diploma in Health Economics and Organization in Dental Sciences’’

Training (Personal and Professional) :
• Advocacy and Fundraising
• Entrepreneurship
• Presentation - Communication – Leadership
• Talking in Public

• Patient Psychology
• Bioethics (Patient’s Rights – Relationship Patient/Care giver)
• Taking care of Traumas (at the mouth level)
• Atraumatic Restorative Treatment
• Infection Control in the Dental Practice
• Introduction to Clinical Surveys
• Dental Surgery and HIV AIDS
• Certificate to the Practice of Acupuncture

Professional Experience :
• Various replacements of colleagues from 1991 to 2000
• Manager of Cabinet Dentaire Zen since June 2000
• Dental Advisor for AXA

Extra activities:
• Founder President of SMILE Association with as main annual activity « The Oral Health Days » (an association to vulgarise oral and dental health and to promote dental care in remote areas)
• President of Cameroon Business Women’s Network (an association to promote female entrepreneurs)
• Board Member of American Chamber of Commerce in Cameroon

How did you first hear about Changemakers?

Email from Changemakers

If through another source, please provide the information

Through Vital Voices during the last ABWN (Africa Business Women’s Network) that took place in Kampala in February 2010 from a s

Does your project address any of the following barriers to women’s technology access and use?

If you checked any of the boxes above, please explain how.

Approximately 250 words left (2000 characters).

Does your project involve women in one or more of the following stages of the technology lifecycle? Identification of the problem the technology will solve:

If you checked any of the boxes above, please explain how you will ensure women’s involvement in each relevant phase of the technology lifecycle.

Approximately 250 words left (2000 characters).

If women are a focus of your project, how did this focus evolve?

The project does not focus on women..

Which type of women will your project reach directly?

Rural, Peri-urban, Urban, Low income, Middle income, High income.

In what ways does your project team/leadership involve women?

It is led by a woman/women from a developing country., The core project team includes women from developing countries..

Has your organization formed any new partnerships in response to this challenge? If so, with what type/s of organization/s?

Non-profit/NGO/community-based organization, Women's organization.

Has your project leadership had prior experience with the following?

Working with women, Working with technologies.