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Emerging Visionaries Terms & Conditions

INTRODUCTION

These Terms and Conditions (the “Terms”) apply to the Emerging Visionaries program (the “Challenge”) created from a partnership between The Prudential Insurance Company of America (the “Partner”) and Ashoka (collectively the “Program Partners”).

DEFINITIONS

Applicable Data Protection Law” means any applicable laws related to the protection and/or processing of personal data and privacy anywhere in the world; each as applicable to Changemakers and the Program Partner, and each as amended, repealed, consolidated, or replaced from time to time.

Applicant” or “Participant” refers to any individual or organization that makes an eligible submission through the Service with the intention of participating in the Challenge.

Challenge Jury” refers to the individuals selected to judge the Entries, which may include Program Partner employees or members of their larger networks who do not work directly for the Program Partners.

Confidential Information” refers to non-public Personal Data and Sensitive Personal Data.

Entry” refers to any eligible submissions made by an Applicant through the Service that contains relevant information, including Personal Data, for the purposes of participating in the Challenge.

Personal Data” includes, but is not limited to, the following categories of information: name, address, email address, social media handle, photographs, and contact information; organization (including the organization’s name, website, phone number, and address), fields of work, languages, and location; username and password; the results of any questionnaires that you respond to; demographic information, such as age, racial or ethnic origin, and religion; and your personal interests.

Sensitive Personal Data” includes data revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, trade union membership, genetics, biometrics, health information, and information regarding a person’s sex life or sexual orientation.

Service” refers to https://challenges.changemakers.com/challenge/emergingvisionaries, challenges.changemakers.com, and affiliated websites that are used and operated for the purpose of executing the Challenge.

DATA PROTECTION AND CONFIDENTIALITY

The information you submit through the Service will be held, used, and disclosed to others. When you submit Applicant Information to the Service, you are directing and consenting to it being submitted to each of Prudential (the sponsor of the Program), Ashoka (the administrator of the Program as well as other programs), and Wazoku (the host of the Service), for each of their use pursuant to their own privacy policy. Applicant Information will be accessible by Prudential, Ashoka and the host of the Service (Wazoku). 

Please take note that (A) your full name, profile photo, city and state, may be visible to other Applicants, and (B) the cover image for your project, project title, summary, sector, theme, focus, stage, location of impact, the content of your public interactions with other Participants and other information about your project that You add in your application’s form will be visible by other Applicants, as well as by the general public. 

For additional information about the collection, use and disclosure of Applicant Information, please see the policies, disclosures, and term of use of the three organizations who receive, use and share Applicant Information: 

Prudential’s Online Privacy Statement at https://www.prudential.com/links/emerging-visionaries-privacy-statement;

Ashoka’s Changemakers’ Privacy Policy at https://www.changemakers.com/privacy-policy; and 

Wazoku’s Privacy Policy at https://www.wazoku.com/privacy-policy/

Each of the Program Partners may share Applicant Information with its third-party service providers in connection with operating the Program, and as otherwise provided in the Program Partners’ posted privacy policy. To the extent permitted by applicable law, Ashoka may use Applicant Information to inform Applicants of information related to the Program (including future year’s programs or related alumni events), Ashoka initiatives similar to the Program, funding opportunities that come through partners and universities, media opportunities with key thought leaders, and scholarship opportunities from within Ashoka’s network. Prudential, or its third-party service providers acting on its behalf, may contact Applicants or their parent/guardian after the Program to notify you of future challenges offered by Prudential or alumni events related to the Program. Each Program Partner seeks to use reasonable measures to protect the Applicant Information within its own organization. Neither is responsible for the acts or omissions of the other, nor of Wazoku or of any other third party.

Applicant Information will be held and processed by the Program Partners during the duration of the Program and may be retained by the Program Partners for as long as required or permitted under applicable laws. Applicants, and parents or guardians of Applicants, can request access to, modification of, or deletion of any of their Applicant Information, to the extent permissible under applicable data protection laws, by contacting Ashoka via email at [email protected]

The Program Partners may disclose certain information about Winners (as defined below), such as their names, photos, and biographical and project information, to the public in recognizing these Winners and in connection with promoting the Program.

Age requirements and parental/guardian consent

The Program is open to individuals who are between the ages of 14 and 18 when applying, and not older than 18 by the end of Entry period (November 2, 2023). This age requirement supersedes any contradictory age requirement set forth in the Ashoka Terms of Service or Wazoku Terms of Service. 

No Applicant shall submit an Entry until their parent or legal guardian has consented to the submission of their Entry and reviewed these Terms, as well as Prudential’s Online Privacy Statement at https://www.prudential.com/links/emerging-visionaries-privacy-statement, Ashoka’s Changemakers’ Privacy Policy at https://www.changemakers.com/privacy-policy  and Wazoku’s Privacy Policy at https://www.wazoku.com/privacy-policy/. By submitting an Entry, you affirmatively state that your parent or guardian has provided such consent and that you have provided an accurate email address for the Program Partners to contact your parent or guardian. As part of the application process, the Program Partners will contact your parent or guardian by email to inform them of your Entry and provide additional information about the Program and the Terms and Conditions which you have agreed to as part of your Entry into the Program.

PARTICIPATION REQUIREMENTS AND AGREEMENTS

Participant must be a legal resident of the United States or Puerto Rico. Entries must be submitted in English and an Applicant is not allowed to submit more than one application.

By submitting an Entry, the Applicant agrees to be bound by these Terms and by the decisions of the Program Partners, which are final and binding on all matters pertaining to this Challenge. Prizes are awarded without warranty of any kind from the Program Partners or any of their affiliated companies, express or implied, without limitation, except where this would be contrary to federal, state, provincial, or local laws or regulations.

To the extent permitted by law, Applicants agree to hold the Program Partners, their subsidiaries, agents, directors, officers, employees, representatives and assigns harmless from any injury or damage caused or claimed to be caused by participation in the Challenge and/or use or acceptance of any Prize awarded, except to the extent that any death or personal injury is caused by the negligence of a Program Partner. The Program Partners are not responsible for any typographical or other error in the printing of the offer, in the administration of the Challenge or in the announcement of the Challenge. An Applicant may be prohibited from participating in this Challenge if, in the Program Partners’ sole discretion, they reasonably believe that the Applicant has attempted to undermine the legitimate operation of this Challenge by cheating, deception, or other unfair practices or annoys, abuses, threatens or harasses any other Applicants, Program Partners, or associated agencies.

“Prudential Spirit of Community National Honorees” and “Prudential Spirit of Community State Honorees” are NOT eligible to apply to the Program. 2022 Prudential Emerging Visionaries’ winners and 2023 Prudential Emerging Visionaries’ winners are also NOT eligible to apply. 

Employees (and their children and grandchildren) of Prudential, Ashoka, and the Financial Health Network or any of their respective affiliates and participating advertising and promotion agencies are NOT eligible to apply to the Program.

CHALLENGE PRIZE VALUE

Each of the winners of the Program, as determined by the Program Partners in their sole discretion (the “Winner(s)”) will receive an investment, which may be up to $16,000, as a prize (the “Prize”) as described below.

  • Early Entry Prize: All Participants with eligible entries submitted by September 28, 2023 (11:59 PM ET) will automatically be considered for the Early Entry Prize, and will receive Ashoka’s feedback on how to improve their application before the end of the overall Challenge application deadline (November 2, 2023). Two (2) Participants from this group will also be selected by the Program Partners to receive a $1,000 prize each.
  • Financial Solutions for a Changing World: One (1) Participant will be awarded a grand prize of $15,000 and up to four (4) additional Participants will be awarded prizes of $5,000 each.
  • Societal Solutions for a Changing World: Up to twenty (20) additional Participants will be awarded prizes of $5,000 each.
  • Employee Choice Award: One (1) Financial or Societal Solution Participant will win an additional prize of $5,000.

The aggregate value of the Prizes for all Winners will not exceed $142,000.

The 25 final Winners receive an invitation to participate in the Prudential Emerging Visionaries Awards Summit (which is all-expense-paid trip for each Winner and 1 parent/guardian to Prudential’s headquarters in Newark, NJ). Winners will also be invited to participate in coaching opportunities from Prudential employees and will receive skills development opportunities and a trophy. 

The Program Partners expressly reserve the right to make any changes to the Awards details described above in their sole and absolute discretion.

In the event that circumstances necessitate canceling the in-person event, referred to above as the Prudential Emerging Visionaries Awards Summit (as determined in the sole discretion of Prudential), a virtual event will be held and no all-expense paid trip will be provided to the Winners.

The receipt of the Prizes may be subject to different taxes, such as income tax, social security, and indirect taxes. It is the Winner’s responsibility to comply with all applicable laws, including tax laws. Prizes will be granted as gross amounts, and any applicable tax will be due and payable by the Winner, except if applicable law explicitly provides for the withholding or other liability of the Program Partners with respect to the granting of such Prizes. All Prizes will be awarded only in U.S. Dollars (USD).

INTELLECTUAL PROPERTY

Applicants who submit an Entry that contains the Applicant’s intellectual property retain their individual rights to their work and any derivative works.

By submitting an Entry, an Applicant certifies and warrants that their Entry is original and that they are the sole and exclusive owner and right holder of the submitted Entry and/or that they have the right to submit the Entry for the Challenge. Each Applicant agrees not to submit any Entry that (1) infringes any third-party proprietary, intellectual property, industrial property, personal rights or other rights, including without limitation, copyright, trademark, patent, trade secret or confidentiality obligation; or (2) otherwise violates applicable law in any countries in the world.

Nothing in these Terms shall be considered or is intended to confer or transfer to either party any ownership right or interest in any intellectual property right (such as trademark, design, symbol, etc.) of another party.

COMMUNICATION RIGHTS

These Terms grant the Program Partners the right to share your Entry information (including without limitation your name, likeness, and the name and details of your project) that was submitted for public view with journalists, via social media, on Program Partners’ website, or in Program Partners’ publications. The Program Partners may use, reproduce, distribute, transcribe, translate, promote, broadcast, exhibit, publicly display material you have provided or made available for public use in your Entry.

JURISDICTION

These Terms are subject to change; any change will be published on https://challenges.changemakers.com/challenge/emergingvisionaries. The Terms and administration of the Challenge will be governed by the laws of United States and the relevant court of Virginia shall have jurisdiction.

NO RECOURSE TO JUDICIAL OR OTHER PROCEDURES: To the extent permitted by law, the rights to litigate, to seek injunctive relief or to make any other recourse to judicial or any other procedure in regard to the judgment of the Judges Panel for the Challenge are hereby excluded, and any Applicant expressly waives any and all such rights.

 

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